SKIP TO MAIN CONTENT
Logo
  • Loan Types
  • Learning Center
    • Purchase Expectations
    • Securing Your Financing
    • Relocation Financing
    • Mortgage Glossary
  • Our Team
    • Todd Smith
    • Peggy Beckett
    • Mike Cosgrove
    • Dustin Kaffenberger
    • Chris Niere
    • Paul Richard
    • Dan Sagle
    • Steve Schlagbaum
    • Jason Skope
  • Calculators
    • Payment Calculator
    • Annual Percentage Rate
    • Prepayment Savings
    • Early Payoff
    • Refinance Break Even
  • About Us
    • Contact Us
  • Already Applied? Login

Disclaimers and Licensing Information

Austin

*Rate lock offered through First Equity Mortgage, Inc., Equal Housing Lender. Licensed by the Texas Department of Savings & Mortgage Lending, NMLS ID #21157. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon: (i) receipt of all earnest monies due Drees Custom Homes L.P.; (ii) the payment of the 1% commitment fee due First Equity; (iii) receipt of all documentation required by First Equity to enable loan approval; (iv) completion of all selections; and (v) the commencement of construction of the residence. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. The extended 210 day lock option may not be extended beyond 210 days and such rate lock option is not available on jumbo products through First Equity Mortgage, Inc. First Equity Mortgage, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017. Neither The Drees Company nor First Equity Mortgage, Inc. shall be responsible for any costs incurred by Purchaser in the event the residence is not completed and/or does not close on or before the rate lock expiration.

 

Cincinnati

*Rate lock offered through First Equity Mortgage, Incorporated, Equal Housing Lender. Licensed by the Ohio Department of Commerce, Division of Financial Institutions, License #RM803826.000, NMLS ID #21157. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon: (i) receipt of all earnest monies due The Drees Company; (ii) the payment of the 1% commitment fee due First Equity; (iii) receipt of all documentation required by First Equity to enable loan approval; (iv) completion of all selections; and (v) the commencement of construction of the residence. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. The extended 210 day lock option may not be extended beyond 210 days and such rate lock option is not available on jumbo products through First Equity Mortgage, Incorporated. First Equity Mortgage, Incorporated is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017. Neither The Drees Company nor First Equity Mortgage, Incorporated shall be responsible for any costs incurred by Purchaser in the event the residence is not completed and/or does not close on or before the rate lock expiration.

 

Cleveland

*Rate lock offered through First Equity Mortgage, Incorporated, Equal Housing Lender. Licensed by the Ohio Department of Commerce, Division of Financial Institutions, License #RM803826.000, NMLS ID #21157. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon: (i) receipt of all earnest monies due The Drees Company; (ii) the payment of the 1% commitment fee due First Equity; (iii) receipt of all documentation required by First Equity to enable loan approval; (iv) completion of all selections; and (v) the commencement of construction of the residence. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. The extended 210 day lock option may not be extended beyond 210 days and such rate lock option is not available on jumbo products through First Equity Mortgage, Incorporated. First Equity Mortgage, Incorporated is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017. Neither The Drees Company nor First Equity Mortgage, Incorporated shall be responsible for any costs incurred by Purchaser in the event the residence is not completed and/or does not close on or before the rate lock expiration.

 

Dallas

*Rate lock offered through First Equity Mortgage, Inc., Equal Housing Lender. Licensed by the Texas Department of Savings & Mortgage Lending, NMLS ID #21157. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon: (i) receipt of all earnest monies due Drees Custom Homes L.P.; (ii) the payment of the 1% commitment fee due First Equity; (iii) receipt of all documentation required by First Equity to enable loan approval; (iv) completion of all selections; and (v) the commencement of construction of the residence. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. The extended 210 day lock option may not be extended beyond 210 days and such rate lock option is not available on jumbo products through First Equity Mortgage, Inc. First Equity Mortgage, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017. Neither The Drees Company nor First Equity Mortgage, Inc. shall be responsible for any costs incurred by Purchaser in the event the residence is not completed and/or does not close on or before the rate lock expiration.

 

Houston

*Rate lock offered through First Equity Mortgage, Inc., Equal Housing Lender. Licensed by the Texas Department of Savings & Mortgage Lending, NMLS ID #21157. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon: (i) receipt of all earnest monies due Drees Custom Homes L.P.; (ii) the payment of the 1% commitment fee due First Equity; (iii) receipt of all documentation required by First Equity to enable loan approval; (iv) completion of all selections; and (v) the commencement of construction of the residence. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. The extended 210 day lock option may not be extended beyond 210 days and such rate lock option is not available on jumbo products through First Equity Mortgage, Inc. First Equity Mortgage, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017. Neither The Drees Company nor First Equity Mortgage, Inc. shall be responsible for any costs incurred by Purchaser in the event the residence is not completed and/or does not close on or before the rate lock expiration.

 

Indianapolis

*Rate lock offered through First Equity Mortgage Incorporated, Equal Housing Lender. Licensed by the Indiana Department of Financial Institutions, License #10900, NMLS ID #21157. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon: (i) receipt of all earnest monies due Drees Premier Homes, Inc.; (ii) the payment of the 1% commitment fee due First Equity; (iii) receipt of all documentation required by First Equity to enable loan approval; (iv) completion of all selections; and (v) the commencement of construction of the residence. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. The extended 210 day lock option may not be extended beyond 210 days and such rate lock option is not available on jumbo products through First Equity Mortgage Incorporated. First Equity Mortgage Incorporated is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017. Neither The Drees Company nor First Equity Mortgage Incorporated shall be responsible for any costs incurred by Purchaser in the event the residence is not completed and/or does not close on or before the rate lock expiration.

 

Jacksonville

*Rate lock offered through First Equity Mortgage of Ohio, Inc., Equal Housing Lender. Licensed by the Florida Office of Financial Regulation, License #MLD550, NMLS ID #21157. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon: (i) receipt of all earnest monies due Drees Homes of Florida, Inc.; (ii) the payment of the 1% commitment fee due First Equity; (iii) receipt of all documentation required by First Equity to enable loan approval; (iv) completion of all selections; and (v) the commencement of construction of the residence. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. The extended 210 day lock option may not be extended beyond 210 days and such rate lock option is not available on jumbo products through First Equity Mortgage of Ohio, Inc. First Equity Mortgage of Ohio, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017. Neither The Drees Company nor First Equity of Ohio, Inc. shall be responsible for any costs incurred by Purchaser in the event the residence is not completed and/or does not close on or before the rate lock expiration.

 

Maryland

*Rate lock offered through First Equity Mortgage Incorporated, Equal Housing Lender. Licensed by the Maryland Office of the Commissioner of Financial Regulation, License #21157, NMLS ID #21157. Subject to borrower qualification.  Valid on firm non-contingent Purchase Agreements. Rate can be locked upon (i) receipt of all earnest monies due Drees Homes of DC, INC. (FKA Ausherman Homes, Inc.); (ii) the payment of the 1% commitment fee due First Equity; (iii) receipt of all documentation required by First Equity to enable loan approval; (iv) completion of all selections; and (v) the commencement of construction of the residence. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. The extended 210 day lock option may not be extended beyond 210 days and such rate lock option is not available on jumbo products through First Equity Mortgage Incorporated. First Equity Mortgage Incorporated, is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017. Neither The Drees Company nor First Equity Mortgage Incorporated shall be responsible for any costs incurred by Purchaser in the event the residence is not completed and/or does not close on or before the rate lock expiration.

 

Nashville

*Rate lock offered through First Equity of Ohio, Equal Housing Lender. Licensed by the Tennessee Department of Financial Institutions, License #4236, NMLS ID #21157. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon (i) receipt of all earnest monies due Drees Premier Homes, Inc.; (ii) the payment of the 1% commitment fee due First Equity; (iii) receipt of all documentation required by First Equity to enable loan approval; (iv) completion of all selections; and (v) the commencement of construction of the residence. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. The extended 210 day lock option may not be extended beyond 210 days and such rate lock option is not available on jumbo products through First Equity of Ohio, Inc. First Equity of Ohio, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017. Neither The Drees Company nor First Equity of Ohio, Inc. shall be responsible for any costs incurred by Purchaser in the event the residence is not completed and/or does not close on or before the rate lock expiration.

 

Kentucky

*Rate lock offered through First Equity Mortgage Incorporated, Equal Housing Lender. Licensed by the Commonwealth of Kentucky, Office of Financial Institutions, License #MC84541, NMLS ID #21157. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon: (i) receipt of all earnest monies due The Drees Company; (ii) the payment of the 1% commitment fee due First Equity; (iii) receipt of all documentation required by First Equity to enable loan approval; (iv) completion of all selections; and (v) the commencement of construction of the residence. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. The extended 210 day lock option may not be extended beyond 210 days and such rate lock option is not available on jumbo products through First Equity Mortgage Incorporated. First Equity Mortgage Incorporated is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017. Neither The Drees Company nor First Equity Mortgage Incorporated shall be responsible for any costs incurred by Purchaser in the event the residence is not completed and/or does not close on or before the rate lock expiration.

 

Raleigh

*Rate lock offered through First Equity Mortgage Incorporated, Equal Housing Lender. Licensed by the North Carolina Commissioner of Banks, License #L-116414, NMLS ID #21157. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon: (i) receipt of all earnest monies due The Drees Company; (ii) the payment of the 1% commitment fee due First Equity; (iii) receipt of all documentation required by First Equity to enable loan approval; (iv) completion of all selections; and (v) the commencement of construction of the residence. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. The extended 210 day lock option may not be extended beyond 210 days and such rate lock option is not available on jumbo products through First Equity Mortgage Incorporated. First Equity Mortgage Incorporated is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, Ky 41017. Neither The Drees Company nor First Equity Mortgage Incorporated shall be responsible for any costs incurred by Purchaser in the event the residence is not completed and/or does not close on or before the rate lock expiration.

 

Virginia

*Rate lock offered through First Equity Mortgage of Ohio, Incorporated, Equal Housing Lender. Licensed by the Virginia State Corporatation Commission, License #MC-2759, NMLS# 21157. Subject to borrower qualification. Valid on firm non-contingent purchase agreements. Rate can be locked upon (i)receipt of all earnest monies due Drees Homes of DC, Inc. (FKA Auscherman Homes, Inc.); (ii) the payment of the 1% commitment fee due First Equity; (iii) of all documentation required by First Equity to enable loan approval; (iv) completion of all selections; and (v) the commencement of construction of the residence. If the loan does not close with First Equity for any reason, the commitment fee is forfeited. The extended 210 day lock option may not be extended beyond 210 days and such rate lock option is not available on jumbo products through First Equity Mortgage of Ohio, Inc. First Equity Mortgage of Ohio, Inc., is a wholly-owned subsidiary of The Drees Company located at 211 Grandview Drive, Suite 102, Fort Mitchell, KY 41017. Neither The Drees Company nor First Equity Mortgage of Ohio, Inc. shall be responsible for any costs incurred by Purchaser in the event the residence is not completed and/or does not close on or before the rate lock expiration.

 

  • Company State Licenses
  • Consumer Privacy Policy
  • Privacy Policy

NMLS #21157    |     FAIR LENDER     |     FAIR HOUSING    |  DREES HOMES    |  CAREERS

www.nmlsconsumeraccess.org

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

 

First Equity Mortgage, Inc. is an Equal Housing Lender. All rights reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

211 Grandview Drive, Fort Mitchell, KY 41017

800-766-8862    |    513-891-8862    |   firstequitymortgage@dreeshomes.com 

NMLS #21157    |     FAIR LENDER     |     FAIR HOUSING    |  DREES HOMES    |  CAREERS

www.nmlsconsumeraccess.org

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

 

First Equity Mortgage, Inc. is an Equal Housing Lender. All rights reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.