Features:

• Fixed or adjustable-rate mortgages with various term options

• Loans meet the income and minimum 5% down payment requirements set by Fannie Mae and Freddie Mac

FHA Loans

Features:

• Government-insured mortgage issued by the Federal Housing Administration

• Fixed rate mortgages with various term options

• Lower credit and income requirements

• Low down payments

• Require FHA mortgage insurance

VA Loans

Designed for U.S. veterans, active duty service members and widowed military spouses

Features:

•  Must be primary residence

• 100% financing with no down payment required

• Lower credit and income requirements

Jumbo Loans

Features:

• Available for loans that exceed typical conventional loan limits

• Fixed rate mortgages with various term options

• Can be used to purchase primary homes, investment properties and vacation homes

Doctors Only Program

Specifically designed for physicians, dentists, podiatrists, opthamologists, and veterinarians beginning their professional career.

Features:

• Available on fixed rate mortgages with various term options

• $2 million maximum loan amount (or $1 million if financing 100%)

• Must be primary residence. 

• Lower credit and income requirements

• No mortgage insurance required

• May qualify with employment contract only