Todd Smith

PRESIDENT

Todd is a distinguished leader in the Financial Services Industry with an impressive career spanning 33 years. Todd’s expertise is rooted in his prior role as Senior Vice President at US Bank where he managed a $50 million budget across seven national operations centers and was responsible for the annual origination of $20 billion in residential mortgage loans. His strengths are wide-ranging and include areas such as strategic and business planning, product development, quality and process enhancement, risk and credit management and regulatory compliance.

Throughout his career, Todd has demonstrated a commitment to excellence which is exemplified by the multiple awards he has received, including the US Bank Consumer Finance Founder’s Award, being a four-time recipient of the prestigious US Bank Consumer Finance World Class Performance Award, and twice receiving the US Bank Home Mortgage President’s Club Award. He holds a BA in Political Science and History from Miami of Ohio and is a graduate of the Pacific Coast Banking School at the University of Washington.

Beyond his professional achievements, Todd is a three-time Boston Marathon finisher, a testament to his determination and dedication. In his spare time, he enjoys travel, outdoor adventures, boating on Lake Cumberland, and contributing to his parents’ working farm.